Are You Ready to Take Control of Your Money in 2021? with Chris Hogan

In this episode, we’re talking about something that affects every area of life: money. I get to interview my good friend Chris Hogan—who will help us dream big and invest for our financial futures. Finally, we’ll wrap up with a few journal questions to help us better understand what the Bible says about money.


Start fresh on your financial goals for 2021. Text RESET to 33789 to reserve your seat for our free digital event Reset Live on January 12 at 7 p.m. CT.

Get on a plan to help you win with money with Ramsey+.

How to Win With Money in 2021

How do you feel about the word budget? Whether it makes you want to yawn, or run away, or pull out your spreadsheets and get to work, I want to convince you of one important truth today: A budget it not a killjoy. Sure, it doesn’t sound very exciting at first, but do you know what is exciting? Paying for your vacation with cash. Saving for your kid’s college. Feeling a sense of peace and contentment in your life because you have what you need.

This teaching segment focuses on how to use the power of a budget to move your money goals from dreams to reality.

Why It's Time for a Money RESET! w/ Chris Hogan

I get to sit down with my good friend and bestselling author Chris Hogan to unpack some of the common obstacles that keep us from making progress with money. If we want to actually make some changes in 2021, we need the right mindset, the proper tools and a spirit that’s willing to give it a try. Chris sums it up so well: “Don’t let pride get in the way of your progress. Ask for help and believe that you can get better.”

What the Bible Says About Your Money . . .

“Suppose one of you wants to build a tower. Won’t you first sit down and estimate the cost to see if you have enough money to complete it? For if you lay the foundation and are not able to finish it, everyone who sees it will ridicule you, saying, ‘This person began to build and wasn’t able to finish.’”

  • Luke 14:28–30 (NIV)

God’s word is full of practical wisdom about money. Today’s passage teaches us that we are called and commanded to plan—to sit down and estimate the cost of what we feel God leading us to do. If you want to get married this year, or have a baby, or buy a house, or build wells in Africa, you need a budget!

Here are a few journal questions to help you process today’s verse:

  1. How do you feel about the word budget? Be honest!
  2.  What dreams do you have for this year? Write down all the hopes and goals you have of things you’d like to buy, invest in, and save for this year.
  3. Have you budgeted for the things you wrote about in number two?
  4. What is one thing you’re going to do this week to start working on your plan?